There is a quiet shift happening in superyachting. Charters confirmed in hours, not days. Deposits sent without chasing banking windows. Shipyards receiving funds instantly.
Clients are paying in crypto and businesses are receiving euros, dollars, or pounds.
"We've seen a clear shift from interest to active adoption," says Ivar Jaanus, Head of Business Development at Swapin. "Crypto payments are no longer a curiosity – for some they've become a client expectation."
The Swapin solution bridges the two worlds: the client pays in digital assets, but the receiving company gets immediate currency settlement into its business account with no crypto wallets or concerns over volatility, just a smooth transaction.
The biggest hurdle, Jaanus says, has always been perception."Some still associate crypto with volatility or complexity," he notes. "Our role is to show that using it simply as a currency has no exposure to price swings, no wallets to manage, and most importantly – instant settlement." In a world where owners may decide at breakfast that they want to be in Capri by sunset, speed isn't a luxury — it's essential.
A captain can confirm a multi-day charter the same morning the client requests it, effectively meaning there are no bank cut-offs, no weekend delays and no rushing paperwork.
Originally, Swapin expected most crypto use to be charter-focused — agile, spontaneous, time-sensitive. But 2025 brought a surprise."We were somewhat surprised by the number of yacht sale transactions processed through Swapin," Jaanus says. "It shows how comfortable high-net-worth clients have become using digital assets for high-value purchases."
It is possible to settle seven- or eight-figure transactions in a few hours, making even yacht sales quicker and much more efficient.
Crypto's reputation in the past has often been tied to risk. These days, any operators to be taken seriously are fully licensed and adhere strictly to licensing regulations, such as those in Europe.
"That gives partners confidence – they're operating within a transparent and compliant environment," he explains.
All transfers follow KYC (Know Your Customer) and AML (Anti-Money Laundering) standards — ensuring the discretion UHNWIs expect is backed by the regulatory rigour the industry demands.
"Clarity and consistency always win," he says. "Explaining complex things in a simple way builds trust faster than anything else."
For Jaanus, this isn't innovation for novelty's sake. It's responding to how wealth actually exists today: fast, mobile, global.
"As the word spreads that crypto payments are fast, cost-efficient, and effortless, adoption will accelerate rapidly," he says. "It's meeting modern expectations for speed, privacy, and simplicity."
"We want crypto payments in luxury to feel as natural and trusted as any other method."
For superyachting it seems a natural fit – dynamic, trusted, global and quick.
Step 1: Client pays in cryptoBTC, ETH, or stablecoins — whatever they already hold. Secure transfer through Swapin's platform.
Step 2: Instant conversionDigital assets convert immediately to EUR / GBP / USD. No volatility risk. No wallets for the merchant.
Step 3: Merchant receives currency to their business bank accountFunds appear just like a standard wire transfer. Fully compliant with European KYC/AML regulations.
For yacht companies: No banking delays. No crypto management. Just fast settlement — and guests onboard sooner.
